Estimator
PMI milestone estimator
Your next move
Enter your original value, original loan amount, current balance and the principal you pay each month. The estimator finds the balance at which you can request cancellation and the one at which PMI ends automatically, and roughly how many months away each is at your scheduled pace. Every field starts empty.
Last reviewed against the primary sources listed below.
Why months are approximate
The principal part of your payment grows a little every month, so the real date comes slightly sooner than a flat estimate. Your servicer's schedule is the official one.
PMI questions on the road
How do I calculate when I can remove PMI?
Multiply original value by 0.80 for the request threshold and 0.78 for automatic termination, then compare with your balance.