PMI Exit Plan

Your roadmap to dropping private mortgage insurance

PMI after a modification

Your next move

A modification can change the loan balance and schedule used to measure when mortgage insurance ends. Ask the servicer to confirm the new dates for requested and automatic cancellation in writing.

Last reviewed against the primary sources listed below.

Request

PMI questions on the road

Does a loan modification affect PMI?

It can change when PMI ends.

How do I find my new PMI dates?

Ask your servicer in writing.

The law and the guides

Next: letter to your servicer